Storage units are used to safely and
securely store personal and business items, often for a long period of
time. Although storage facilities have security measures in place,these
may not be enough to truly feel that your possessionsare
protected.However, you can take extra precaution to protect your items
with various types of storage unit insurance.
1. Storage Facility Insurance
The self storage facility you choose
offers policies that cover a small amount of property. The coverage is
from around $2,000 to $5,000, and the additional cost is added to your
total monthly bill. Typically, this cost is $8 to $10 a month for a
$2,000 policy.
2. Private Insurance
Some private insurance companies allow
you to add storage insurance to your home or auto policy. This option
costs less than storage facility insurance and can be easier to
maintain.You also may already be covered for self storage units under
your homeowner or renter insurance.
3. Independent Self Storage Insurance
Some licensed independent insurance
providers also offer policies specifically for self storage units. This
is a good option if you want greater coverage, perhaps over $20,000
worth, but these policies also have higher deductibles and premiums.
Purchasing self storage unit insurance
can give you peace of mind when storing your possessions away from your
home or business. However, to truly secure your items it is important to
do research to find out which type of insurance is best for you and
what it covers. Visit this website to learn more about various types of
insurance available for business storage in Salinas.
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